Question 1

Does Kovarra ever hold my funds?

Accepted Answer

No. Payments settle on-chain directly to a wallet only you control. Kovarra never holds keys or funds, and its published source fails a public non-custody check if signing capability is ever added.

Question 2

Which coins and chains are supported?

Accepted Answer

USDT on Tron (TRC-20), Ethereum (ERC-20), BSC (BEP-20), Polygon and Solana (SPL), plus USDC on Base — with more chains shipping as updates.

Question 3

Is there a rolling reserve or per-transaction percentage?

Accepted Answer

No reserve and no percentage skimmed from your payments — funds never pass through Kovarra. The hosted tier draws a small commission from prepaid credit; the self-hosted licence has no fees at all.

Question 4

How fast can I start accepting payments?

Accepted Answer

Signup is instant with no approval step. Connect your wallet's xpub and you can take your first USDT or USDC payment in minutes.